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The real estate market is still hot, and now, interest rates are going up again. It is more important than ever for those looking at homes to have a substantial down payment ready. (This is particularly true for new home buyers who won’t have proceeds from a house sale to start with.) Not only will this lessen the amount a buyer needs to borrow, but a good down payment makes buyers more attractive to lenders. 

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Berkshire Hathaway HomeServices Select Properties is excited to announce the development of its tenth office in the St. Louis region. This latest addition to our list of local offices is within the city limits in the heart of historic Benton Park. Embracing the look and feel of the neighborhood, we have renovated the building at 1924 Pestalozzi Street while maintaining its original charm and the recognizable architecture specific to St. Louis.

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There is no disputing the fact that the country has been in the midst of an exceptionally hot housing market. There is some debate, however, about whether it is a true real estate bubble, and if it is, how extreme the consequences will be when it bursts.

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A foreclosure is when the previous owners fail to make their mortgage payments and the lender takes back the property, then resells it. Buying a home that is foreclosed is often an appealing idea to homebuyers, mostly because of its typically lower purchase price. Yet doing so also often comes with a level of risk.

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There are a number of reasons why a homeowner might decide they don’t need a real estate agent to sell their house. And a home that is “for sale by owner” is not necessarily a cause for concern for a buyer. The experience can, however, be different than a traditional sale where both parties are represented by agents. 

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The current housing market is so hot that it is breaking just about every real estate record that exists: Lowest inventory, highest prices, and shortest time on the market, to name a few.

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Every city has its share of “famous” houses, and St. Louis is no different. Whether it is a location from a movie or TV show either set or filmed in our city or the home of a noteworthy celebrity, we all take some hometown pride in recognizing these places.

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When homebuyers work with a real estate agent, it is helpful to be as clear as possible about what they are looking for in a home. One important factor to consider is the type of community they are seeking. A preference between urban or rural, for example, is fairly straightforward to explain. But other terms, like neighborhood and subdivision, are often used interchangeably— and that can make the home search a bit confusing. 

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Figuring out where to live in St. Louis can be complicated, especially for newcomers. It is hard for some to wrap their head around the fact that the city itself is small (with a population of about 300,000) but has 79 distinct neighborhoods, each with its own vibe and name. Just outside the city limits, more than 2 million people live in 100 different municipalities spanning several counties and 2 states—all of which are sometimes referred to as the Greater St. Louis region. 

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Just like clothing fashions, home trends come and go and are reflected in the types of homes that are popular. The difference is that houses stick around a lot longer than clothes. When it comes to St. Louis home styles, many houses built more than 100 years ago are still standing, as are houses from every era since.

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